Meet Cost

Private Student Loans for Graduates


START Graduate Loan
Need help financing your graduate education?

A START Graduate Loan is designed to give you the flexibility you need to manage your education expenses. Additional deferment available for medical students in an internship or residency program.
You may apply on your own (if you meet the credit guidelines) or with a qualified co-signer.
For more information and rates:
link to the START Graduate brochure
(PDF format)
  Apply: START Private Education Loanor dial 1-866-230-4578

Loan Benefits and Advantages
competitive interest rates
fast, easy, no hassle application
no application fees or other out-of-pocket fees
funding in as few as 5 business days from receipt of completed application
preliminary approval in as little as 15 minutes if applying by web or phone
generous loan amounts: see loan limits
repayment is deferred until after you graduate or cease to be enrolled at least half-time
no prepayment penalty
available for past due tuition balances, too
funds disbursed directly to you!

Loan Limits

borrow annually up to the lesser of $30,000 or the estimated annual cost of attendance
$130,000 aggregate maximum borrowing limit
$1,500 minimum loan amount

Repayment Terms
favorable repayment terms*
no pre-payment penalties
minimum monthly payment of $25*
  *Open the START PDF Graduate brochure and view the repayment examples on page 5 of the brochure

Loan Eligibility
a graduate or professional student enrolled in a degree or certificate program
enrolled at least half-time as defined by your school
attending a TERI-approved school* (call 1-800-255-TERI) to confirm eligibility of school)
proof of enrollment must be provided
  *TERI is the guarantor of the START Graduate Loan and approves all participating schools

Credit Guidelines
You must meet the credit guidelines below
(a co-signer may be required):
satisfactory credit history, residence and employment history of at least two years
proof of current income
if self-employed, verifiable business income for at least two years
U.S. citizen or permanent resident and have resided in the U.S. for the previous two years

international students must apply with a qualified credit-worthy U.S. citizen or permanent resident co-signer

Deferment Options
automatic deferment:
principal and interest are automatically deferred for up to 4-1/2 years as long as you are continuously enrolled at least half time in school (includes six-month grace period)
additional deferment for medical students:
medical school students may request an additional deferment after graduation for up to four years while completing an internship or residency
  More information and repayment charts available:
click here

Apply Online Now: click here
or answer your questions at: 866-230-4578

*See attached product brochure for important disclosures and more details on the START Undergraduate Loan

**The Education Resources Institute, Inc ("TERI") is the guarantor of the START Graduate Loan.

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