Stafford Student Loans

— Summary Information —

Stafford Student Loans are government guaranteed, fixed rate loans that cover all or part of your education expense for both undergraduate and graduate programs.

• aggregate amounts for undergraduates:
  borrow up to $23,000 for dependent status for the entire undergraduate program; up to $46,000 for independent status:
  see loan chart
  
  
• aggregate amounts for graduates:
  borrow up to $138,500; includes the amount borrowed from the undergraduate program: see loan chart
  
  
• no restrictions: no credit check or co-borrower required
  
  
• terms: repayment begins 180 days after graduation or separation from school
  
  

The disadvantage of Stafford Student Loans
the maximum loan amounts available each academic year may not cover the full cost of education. That is why some students turn to private student loans to fill the gap.

Stafford loans do require your filing the FAFSA form.

Where to Next:

 

start your Stafford Loan Application

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more information about stafford student loans other points of interest: view Stafford loan amount limits view financial aid steps FAFSA form filing / current Stafford rates view loan options for undergrads view loan options for graduates

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manage your student funds electronically